Financial Craftsmen

Tax-Planning-Solutions

Tax Planning - Tax Planning Solutions. Planning is the key to successfully and legally reducing your tax liability. We go beyond tax compliance and proactively recommend tax saving strategies to maximize your after-tax income.

Wealth-Management

The money decisions you make today lay the foundation for a successful lifetime and legacy.as financial craftsmen we assist you in managing budget, investment, insurance coverage, and other important factors that contribute to your overall financial big picture.

Senior-Lifestyle-Planning

We understand that there are a lot of financial considerations when planning on moving yourself or a loved one into a retirement or senior housing community. To help those seeking more information on financial planning, we have created and continue to create relevant resources that help you answer complex financial questions while providing insights on what communities fit your family's wants and needs.

Insurance

Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

Wealth-Preservation-Tactics

Simply defined, wealth preservation is the maintenance of your income and assets. This can be challenging as most people tend to get passive about wealth preservation.

Mutual-Fund

A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund are known as its portfolio. Investors buy shares in mutual funds.

Portfolio-Management

Portfolio management is the selection, prioritization, and control of an organization's programs and projects, in line with its strategic objectives and capacity to deliver.

Portfolio Analysis

We analyze the data - we clarify your current position and how you have arrived there and construct a lifetime cash flow model to determine any gaps between your stated goal and reality. After the data is analyzed we research the whole market on your behalf before recommendations are proposed

Retirement-Planning

Even if retirement is still many years down the road, it's never too early to start investing and saving. We at FCM help you understand your needs and create a financial plan for whatever life may present you during golden years.

Unlisted equity

The shares which are not listed on the formal stock exchanges are referred to as unlisted shares/ stocks. For instance, JIO has unlisted shares, OLA has it as well.if you can pick an unlisted share that has all the potential to get listed and the company has growth potential, your returns can be amplified enormously from that share.

Mortgage

Mortgage is a loan financing the purchase or maintenance of a property, land, or other types of rental properties.

Bonds

Bonds are issued by governments and corporations when they want to raise money. By buying a bond, you're giving the issuer a loan, and they agree to pay you back the face value of the loan on a specific date, and to pay you periodic interest payments along the way, usually twice a year.

NCDs

Non-convertible debentures(NCDs) are a financial instrument that is used by companies to raise long-term capital. This is done through a public issue. NCDs are a debt instrument with a fixed tenure and people who invest in these receive regular interest at a certain rate

Structured product

Structured products are pre-packaged investments that normally include assets linked to interest plus one or more derivatives. These products may take traditional securities such as an investment-grade bond and replace the usual payment features with non-traditional payoffs.

Alternative investment funds

Alternative Investment Fund is a special investment category that differs from conventional investment instruments. It is a privately pooled fund. Generally, institutions and HNIs invest in AIFs as substantial investments are required.

Corporate FDs

Company Fixed Deposit (corporate FD) is a term deposit which is held over fixed period at fixed rates of interest. Company Fixed Deposits are offered by Financial and Non-Banking financial companies (NBFCs). The maturities of various company fixed deposits can range from a few months to a few years.

Intial public offering (IPO)

When a private company first sells shares of stock to the public, this process is known as an initial public offering (IPO). In essence, an IPO means that a company's ownership is transitioning from private ownership to public ownership. For that reason, the IPO process is sometimes referred to as "going public.

Financial-Education

Education-you mean far more to us than an investment portfolio, from helping you understand financial market, to sharing an objective view and analysis of your spending habits, members education is at the core of our approach.

Our Services